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Why are you paying for everyones flood insurance?

The government program, NFIP (National FLood Insurance Program) is running in debt. You  and I are subsidizing people living on the coastline..However, if you do have to pay for flood insurance you may as well pay the least amount possible. … Continue reading

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FEMA Head says Flood Insurance Rates Going Up

The Head of FEMA recently announced that rates in the NFIP or National Flood Insurance Program are going up. The bottom line here is that the program is not paying for itself and it needs to. The good news is … Continue reading

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5 Floods and no flood insurance coverage

You have to feel sorry for this elderly couple who appear to have lost it all.. but they have had 5 floods since 2005 and could not afford to carry the coverage. %CODE%

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Extending the National Flood Insurance Program in Choppy Waters

Extending the National Flood Program in choppy waters   Click here to view the article on FEMA Flood Insurance and the vote to keep it going for the next five years  

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Congress and the National Flood Insurance Program

Congress has until the 31st of May to approve the NFIP, or national flood insurance program. In California we have private flood carriers that are less than 40% of the government program. Another reason to call us for all your … Continue reading

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Flood Insurance Mandatory In Flood Zones

Just because you MUST carry Flood Insurance doesnt mean you have to pay more! http://www.waff.com/story/16612544/flood-insurance-mandatory-when-you-live-in-flood-zone

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Why Flood insurance Can Be Costly If You Don’t Have It

If you have Homeowner’s Insurance or do not live near a river body, you might think you are protected from floods. However, according to the Federal Emergency Management Agency report,  every home is at the risk of flooding. In fact, … Continue reading

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Do I Need Flood Insurance Coverage

Even if your home has not flooded in the recent years, it does not mean there are no chances of inundation in the future. Too much rain even from an average storm can  cause localized flooding.  And you do not … Continue reading

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